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Tag: credit rating

Relationship Status & Your Partner’s Debt

January 31, 2017

So you’ve had the “finances” conversation in your relationship and you are still concerned about how exactly your partner’s debt will impact your personal financial situation? Maybe they ran up a high credit card bill or you are worried about the impact their debt has on your credit score? Hopefully, this will clear up some of the confusion. […]

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How is your Credit Score calculated?

July 21, 2015

What’s in my FICO Scores FICO® Scores are calculated from several different pieces of credit data in your credit report. This data is grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining how your FICO Scores are calculated. How a FICO Score breaks […]

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What is a Credit Rating?

September 26, 2013

What is a Credit Rating? Every piece of credit history information in your credit file is assigned a rating by the credit grantor. The most common ratings are “R” ratings. These are known as North American Standard Account Ratings. The “R” indicates that the item being described involves revolving credit. If you always pay on […]

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Debt Relief Canada – Bankruptcy: Frequently Asked Questions

January 29, 2013

   How long does bankruptcy last? For a first time bankrupt, you are scheduled to receive an automatic discharge in nine months plus a day. Is my bankruptcy advertised in the local newspaper?  The vast majority of personal bankruptcy proceedings are not advertised in the local newspaper. Your consultant could confirm any such requirement as […]

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Debt Relief Canada – 5 Financial Tips For Young Couples

February 6, 2012

“Young couples should focus on eliminating their debts before they consider purchasing a home, financial experts say. It is also a good idea to have an honest conversation about where each partner stands in terms of income and debt.” For many couples in their 20s or 30s, financial life together evolves much like everyday life, […]

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Debt Relief Canada – Credit – An Inside Look at How You Score

August 3, 2011

An Inside Look at How You Score Do you know what affects your credit score when you fill out a credit application? You might be surprised. Your credit score is a number that is calculated based on a bunch of factors that lenders use to decide whether or not to lend to you. The better […]

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