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Debt Relief Canada – Key dates in the 2013 tax calendar

February 15, 2013

Failure to meet the Canada Revenue Agency’s deadlines for filing tax returns, making RRSP contributions, paying amounts owed and other tax-related business can cost you in penalties. To spare you getting dinged unnecessarily, we’ve highlighted a few important dates to keep in mind over the next few months. February February 11 — First day for the […]

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Debt Relief Canada – RRSPs: 10 Things you need to know

February 14, 2013

After more than 50 years as a tax haven, a Registered Retirement Savings Plan is more important than ever. EXPLORE THIS STORY Pity the poor Registered Retirement Savings Plan (RRSP). With middle age setting in after more than 50 years – and the new tax-free savings account getting all of the attention – the lowly […]

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Debt Relief Canada – Canada loses 22,000 jobs in January

February 8, 2013

Canada’s economy shed 22,000 jobs in January, but a corresponding drop in the number of unemployed people looking for work caused the jobless rate to also drop, to seven per cent. Statistics Canada said the jobless rate ticked 0.1 percentage points lower as 57,500 people stopped looking for jobs — more than enough to offset […]

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Debt Relief Canada – Canadians back to borrowing as average consumer debt hits new high

February 5, 2013

The average consumer’s total debt load increased by almost 6 per cent to a record-smashing $27,485 at the end of 2012, amid disturbing signs of an upswing in the amount of debt Canadians are taking on. Last year saw the largest year-over-year increase of its kind for a fourth quarter since 2009, according to the […]

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Debt Relief Canada – Backgrounder: Withdrawing the Penny from Circulation

January 31, 2013

1. Introduction The Government of Canada has announced its intention to withdraw the Canadian penny from circulation due to its low purchasing power, its rising cost of production relative to face value, the increased accumulation of pennies by Canadians in their households, environmental considerations, and the significant handling costs the penny imposes on retailers, financial […]

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Debt Relief Canada – Bankruptcy: Frequently Asked Questions

January 29, 2013

   How long does bankruptcy last? For a first time bankrupt, you are scheduled to receive an automatic discharge in nine months plus a day. Is my bankruptcy advertised in the local newspaper?  The vast majority of personal bankruptcy proceedings are not advertised in the local newspaper. Your consultant could confirm any such requirement as […]

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